Creditors to Know in the US - Credit Error Lawyers Resources

Charter Communication

Brent Vullings — Mon, 19 Oct 2015 20:20:42 +0000

You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Charter Communications account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post Charter Communication appeared first on Vullings Law Group LLC.

US Department Of Education

Brent Vullings — Fri, 16 Oct 2015 20:51:14 +0000

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You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due US Department Of Education account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post US Department Of Education appeared first on Vullings Law Group LLC.

Raymour and Flanigan

Brent Vullings — Fri, 16 Oct 2015 20:49:43 +0000

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You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Raymour and Flanigan account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post Raymour and Flanigan appeared first on Vullings Law Group LLC.

Best Buy

Brent Vullings — Fri, 16 Oct 2015 20:47:37 +0000

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You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Best Buy account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post Best Buy appeared first on Vullings Law Group LLC.

Police and Fire Federal Credit Union

Brent Vullings — Fri, 16 Oct 2015 20:45:44 +0000

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You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Police and Fire Federal Credit Union account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post Police and Fire Federal Credit Union appeared first on Vullings Law Group LLC.

E Trade

Brent Vullings — Thu, 15 Oct 2015 18:15:52 +0000

E Trade

You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due E Trade account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post E Trade appeared first on Vullings Law Group LLC.

Aurora Loan Services Inc

Brent Vullings — Thu, 15 Oct 2015 18:13:56 +0000

Aurora Loan Services Inc

You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Aurora Loan Services Inc account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post Aurora Loan Services Inc appeared first on Vullings Law Group LLC.

Specialized Loan Services

Brent Vullings — Thu, 15 Oct 2015 18:11:52 +0000

Specialized Loan Services

You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Specialized Loan Services account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post Specialized Loan Services appeared first on Vullings Law Group LLC.

Baja Broadband

Brent Vullings — Fri, 02 Oct 2015 20:31:35 +0000

Baja Broadband

You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Baja Broadband account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post Baja Broadband appeared first on Vullings Law Group LLC.

South Jersey Auto Finance

Brent Vullings — Thu, 24 Sep 2015 19:48:55 +0000

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You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due South Jersey Auto Finance account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

use abusive or obscene language;

call before 8am or after 9pm;

call you at work, if they know that your employer does not permit personal calls;

contact any third party and state that you owe a debt.

report accurately;

conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;

clearly mark any trade line disputed by you as disputed by the consumer.

Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

The post South Jersey Auto Finance appeared first on Vullings Law Group LLC.